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June 2025

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Investing on a Budget
 
 

For aspiring property investors with limited funds, there are several strategies to enter the market. One effective approach is seeking 100% home loan financing from banks, especially for those with a strong credit history. Getting pre-approved for a loan helps clarify affordability and increases the chances of securing financing.

Another option is to invest with family or friends, pooling resources to reduce the financial burden, though clear legal agreements should be made. Buying smaller properties, such as entry-level apartments, which tend to have higher rental demand, is another practical strategy. Investing in emerging areas with lower property prices and potential for future growth can also be a smart move.

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Pranil Maharaj
Principal, Prime Property
 
 
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  Prime Property Umhlanga
031 566 5416
www.primepropertysa.com
 
 
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